Zachary Purvis
Zachary Purvis — Agricultural Lending Expert based in Perry, Georgia. 23 years of experience with specialization in Agricultural Lending, Credit Underwriting, Participation Loans. Has deposed 1 time.
Agricultural Lending Expert
About
Purvis's educational background is equally impressive, having earned a Master of Business Administration (MBA) from the University of Georgia's Terry College of Business and a Bachelor of Business Administration in Finance, graduating Magna Cum Laude. He has further honed his skills through the Stonier Graduate School of Banking & Wharton Leadership program, a joint initiative between the American Bankers Association and the Wharton School at the University of Pennsylvania.
With a career spanning various roles in agricultural lending organizations and as the founder and managing principal of a Registered Investment Adviser (RIA) firm, Purvis has amassed extensive experience in areas such as agricultural lending, credit underwriting, participation loans, problem asset resolution, loan policy and procedures, cooperatives, real estate owned (REO), patronage dividends, bank regulatory compliance, farmland loans, operating lines of credit, timberland lending, poultry loans, construction finance, trade asset finance, investment analysis, bank risk management, loan committee operations, loan workouts, agribusiness lending, and syndication lending.
Purvis's professional journey includes leadership positions at reputable institutions such as AgGeorgia Farm Credit, AgFirst Farm Credit Bank, Southwest Georgia Farm Credit, Bank of America, and AgSouth Farm Credit. In these roles, he has demonstrated his ability to manage teams, oversee credit underwriting processes, conduct training sessions, and serve as a voting member on various committees, including loan approval, credit review, asset/liability management, and executive management committees.
Specialties
Work Experience
Responsible for credit analysis and decision recommendations for commercial agribusiness and real estate lending relationships.
Promoted twice in four years to roles requiring increasing levels of management and leadership ability.
Promoted twice in four years to roles requiring increasing levels of management and leadership ability.
Managed the bank's relationship with five agricultural lending organizations totaling over $3 billion of warehouse lines of credit and $1 billion in purchased participations.
Established Registered Investment Adviser (RIA) firm to provide investment management services, primarily to customer-owned cooperatives as well as their employees and retirees.
Strategic leadership responsibility for a team of 65+ sales, credit, and operations professionals managing over $1 billion in agricultural loan assets.
Managed the bank's relationship with five agricultural lending organizations totaling over $3 billion of warehouse lines of credit and $1 billion in purchased participations.
Led strategic planning and capital improvement budgeting for a 10-person team controlling 45 million square feet of corporate real estate and $500 million in annual occupancy expense.
Education
Magna Cum Laude
Credentials & Licenses
CFA Institute